What is a commercial mortgage?

A commercial mortgage is a loan secured on a property that is not residential such as office buildings, shopping or industrial complexes.  Commercial and mixed use property is becoming increasingly popular with residential landlords.

So, if you, like many are looking to purchase your first Commercial Property  there are a few things you should be aware of if you want to increase your chance of being accepted for finance.

Will you qualify for a commercial mortgage?

Commercial lenders prefer borrowers to have some sort of property investment experience because operating mixed-use or commercial properties requires a greater level of understanding. To increase your chances of receiving finance you will need to:

What next?

Although we do not advice on Commercial Mortgages directly we will liaise with you and refer to our Commercial Partner. We will still be with you every step of the way.